How do you save your money?
How do you save money? I started saving money by opening up an savings account and also being really thrifty.
How much do you save monthly? I am planning to save around $700 per months after I finished up paying of my credit card within a few months.
I pay myself first and last. As soon as I receive money, I transfer 1/3 into my savings so it is harder to access. Any unanticipated money I receive, I put directly into savings and that includes rebates, gifts, taxes, refunds, bonuses, incentives, etc. And, I pay myself last. Any money I have leftover after paying my bills also goes into savings. I have no debt and live below my means, so saving is pretty easy for me. Plus, I am a tightwad miser who rarely pays full price for anything. So whenever, I save money buying something, I also put the actual amount I saved into my savings, too.
December 24th, 2008 at 8:33 am
In my shoe box under my bed.
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December 24th, 2008 at 8:55 am
I put my money in a christmas thing that I got a few years ago, and I put it on a shelf and forget about it.
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December 24th, 2008 at 9:44 am
I don't spend it thats how i save my money.
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December 24th, 2008 at 10:03 am
i save my money by not looking at it and not touching it.
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December 24th, 2008 at 10:35 am
I keep all my money in one place and don't buy anything at all besides phone credit. Well actually that was when I was younger and didn't need anything else… just don't impulse buy and only buy the necessities.
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December 24th, 2008 at 10:59 am
put it in da bank.
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December 24th, 2008 at 11:25 am
Cooking from scratch and not spending on low priority items (well once in awhile). I transfer the money online with my Wells Fargo accounts.
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December 24th, 2008 at 11:31 am
i have none to save ,so i see no problem
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December 24th, 2008 at 11:45 am
My family saves money by buying used clothing at thrift stores or from garage sales. This may not be for everyone but even by just buying used jeans you can save a lot of money and still look stylish. Jeans are too much money to buy new and they often have a long life since they're so durable.
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December 24th, 2008 at 12:27 pm
I keep a savings account at a different bank than my checking account. I never carry the card on me and i try and deposit money every paycheck. but it is really hard, so good luck.
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December 24th, 2008 at 1:12 pm
I opened up an online savings account (HSBC Direct) and I earn a higher interest rate there. I also pay off my credit card balances in full each month so that I don't waste money on interest charges. And, I have paid more attention to my purchases. Once I started being more careful with my spending, I realized that I would buy so much stuff that I didn't even need or really want. I would go to the mall and by a shirt just to buy it…sometimes I wouldn't even ever wear it. Now I only buy things that I need or really want. Keep up your good work!
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December 24th, 2008 at 1:46 pm
I pay myself first and last. As soon as I receive money, I transfer 1/3 into my savings so it is harder to access. Any unanticipated money I receive, I put directly into savings and that includes rebates, gifts, taxes, refunds, bonuses, incentives, etc. And, I pay myself last. Any money I have leftover after paying my bills also goes into savings. I have no debt and live below my means, so saving is pretty easy for me. Plus, I am a tightwad miser who rarely pays full price for anything. So whenever, I save money buying something, I also put the actual amount I saved into my savings, too.
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December 24th, 2008 at 2:09 pm
I have a set amount taken out and put into an RSP (Retirement fund) each month because I know better than to trust the government to have any money when I need to collect a pension
I never see the money so I don't miss it and can't spend it without going through some paperwork
And I get to claim it as a deduction at tax time
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December 24th, 2008 at 2:55 pm
i created a bank account outside of where i live, where i directly deposit money to it every paycheck. they trick is not getting a debit card from the account, so I have no way of taking out money except for emergencies through a wire transfer or something.
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December 24th, 2008 at 3:33 pm
by not eating out
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December 24th, 2008 at 3:50 pm
Try to cut out all unnecessary spending. You might need to be creative.
Here's an online article, about cutting costs:
http://www.associatedcontent.com/article/1282754/some_ways_to_save_money_when_on_a_tight.html?cat=3
If you check email a lot you can try signing up for sendearnings.com and inboxdollars.com.
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