Comments on: How do you save your money?

By: Adel

Adel — Wed, 24 Dec 2008 20:50:59 +0000

Try to cut out all unnecessary spending. You might need to be creative.

Here's an online article, about cutting costs:

http://www.associatedcontent.com/article/1282754/some_ways_to_save_money_when_on_a_tight.html?cat=3

If you check email a lot you can try signing up for sendearnings.com and inboxdollars.com.
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By: Jenni

Jenni — Wed, 24 Dec 2008 20:33:59 +0000

by not eating out
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By: Newport100s

Newport100s — Wed, 24 Dec 2008 19:55:59 +0000

i created a bank account outside of where i live, where i directly deposit money to it every paycheck. they trick is not getting a debit card from the account, so I have no way of taking out money except for emergencies through a wire transfer or something.
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By: pappy12a

pappy12a — Wed, 24 Dec 2008 19:09:59 +0000

I have a set amount taken out and put into an RSP (Retirement fund) each month because I know better than to trust the government to have any money when I need to collect a pension

I never see the money so I don't miss it and can't spend it without going through some paperwork

And I get to claim it as a deduction at tax time
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By: eskie lover

eskie lover — Wed, 24 Dec 2008 18:46:59 +0000

I pay myself first and last. As soon as I receive money, I transfer 1/3 into my savings so it is harder to access. Any unanticipated money I receive, I put directly into savings and that includes rebates, gifts, taxes, refunds, bonuses, incentives, etc. And, I pay myself last. Any money I have leftover after paying my bills also goes into savings. I have no debt and live below my means, so saving is pretty easy for me. Plus, I am a tightwad miser who rarely pays full price for anything. So whenever, I save money buying something, I also put the actual amount I saved into my savings, too.
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By: Rachel

Rachel — Wed, 24 Dec 2008 18:12:59 +0000

I opened up an online savings account (HSBC Direct) and I earn a higher interest rate there. I also pay off my credit card balances in full each month so that I don't waste money on interest charges. And, I have paid more attention to my purchases. Once I started being more careful with my spending, I realized that I would buy so much stuff that I didn't even need or really want. I would go to the mall and by a shirt just to buy it...sometimes I wouldn't even ever wear it. Now I only buy things that I need or really want. Keep up your good work!
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By: Jay

Jay — Wed, 24 Dec 2008 17:27:59 +0000

I keep a savings account at a different bank than my checking account. I never carry the card on me and i try and deposit money every paycheck. but it is really hard, so good luck.
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By: Scouty

Scouty — Wed, 24 Dec 2008 16:45:59 +0000

My family saves money by buying used clothing at thrift stores or from garage sales. This may not be for everyone but even by just buying used jeans you can save a lot of money and still look stylish. Jeans are too much money to buy new and they often have a long life since they're so durable.
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By: tim -wi

tim -wi — Wed, 24 Dec 2008 16:31:59 +0000

i have none to save ,so i see no problem
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By: I love watching cars turn left

I love watching cars turn left — Wed, 24 Dec 2008 16:25:59 +0000

Cooking from scratch and not spending on low priority items (well once in awhile). I transfer the money online with my Wells Fargo accounts.
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